If you run a cafe, restaurant, catering service, food truck or cloud kitchen, your business and family rely directly on your ability to work. As a self‑employed food business owner you don’t have employer death‑in‑service benefits, paid sick leave or an HR department to sort continuity plans for you. Life insurance isn’t just emotional protection…
Running a catering business from a market stall or food‑truck to a restaurant, contract catering or large events operation brings upside and risk in equal measure. One serious accident, an allergic‑reaction claim, or a kitchen fire can bankrupt an otherwise solid business. The right commercial catering insurance package will have your back, your employees and…
If you deliver food for a living whether from a van, small cargo vehicle, or as part of a fleet for a restaurant, cloud‑kitchen or catering company ordinary personal motor insurance usually won’t cover you. Commercial van insurance for food delivery is built for the extra mileage, tighter schedules and cargo risks that come with…
Car insurance costs can swing wildly from one quote to the next. But a handful of smart, honest moves timed correctly and targeted at the right comparison sites will often save you hundreds, even thousands, of pounds. This guide explains exactly how quotes are built, why timing matters (the well‑documented “26‑day” window), which comparison sites…
As a chef, your hands, feet and stamina are your income. A sudden illness, a repetitive strain injury, or a long recovery after a burn can put you out of the kitchen and out of pay. Income protection refers to the insurance that comes up to substitute (some part of) your pay as long as…
Operating a commercial kitchen be it a restaurant, catering business, commissary kitchen, food production unit, or cloud-kitchen- all implies that you will be dealing with operational risk as an aspect of day to day life. A small mistake (a fryer fire, contaminated batch, staff injury or equipment breakdown) can trigger large costs and force closures….
A food stall is a small business with big responsibilities. You cook, serve and take payments in public, so accidents, allergic reactions or property damage can happen and when they do the financial and reputational consequences can be serious. Public liability insurance (PLI) is the cover event organisers, markets and customers expect: it protects you…
Running a restaurant in the UK means juggling food safety, staffing, expensive equipment and customer service — and facing real financial risk if something goes wrong. The right insurance package protects the business, the people who work there and the customers who rely on you. This guide explains exactly what cover restaurants need, why each…
Lead Food truck is a desirable entry point into the food industry: the fixed overheads are lower, time-to-market is shorter, and location and format experiments can be done. But the difference between a smooth launch and cash‑flow stress is good finance planning. This guide gives a lender‑ready roadmap: realistic budgets, the finance products that suit…
Intro Purchasing a restaurant franchise could be an accelerated entrance to the hospitality industry as opposed to opening a new restaurant: you receive a proven business idea, training and brand awareness and operational assistance. Par iska matlab yeh nahi ke paisa seedha mil jayega. Franchises still need realistic funding, careful planning and lenders’ confidence. Yeh…